Legatum & Partners

B2B debt recovery services in France and internationally

B2B debt recovery in France and internationally

We assist companies with B2B debt recovery where unpaid receivables involve financial, strategic or contentious stakes. Unpaid invoices between professionals, commercial claims, disputed matters, multi-party situations or international receivables: our method follows a structured trajectory, from amicable recovery to pre-litigation, then to judicial recovery and enforcement where this becomes necessary.

Before taking action

Estimate the indicative amount of an updated B2B claim: unpaid principal, late-payment penalties, statutory recovery indemnity and internal time mobilised.

A structured approach before any action

A B2B receivable cannot be handled through a standard reminder alone. Before taking action, the quality of the documents, chronology of exchanges, payment terms, potential disputes, apparent debtor solvency and the actual value of proceedings must be reviewed.

High-stakes matters

Disputed claim, silent debtor, unpaid intellectual service, international dimension or opposition to a payment order: some matters require a strategic review before any action.

Debtor warning signs

Broken payment promise, repeated silence, late dispute, partial payment or apparent difficulty: these signs should be identified before the claim becomes blocked.

B2B debt assessment

Before pursuing a debtor, it is useful to estimate the real cost of the unpaid claim and verify the economic coherence of recovery action.

Before structuring

A claim difficult to act upon

  • Documents scattered across invoices, quotations, exchanges and reminders.
  • Silent or delaying debtor, or a dispute that has not been clearly framed.
  • Unstabilised statement of account: principal, deposits, penalties and ancillary sums.
  • No clear strategy between reminder, formal notice or further action.
After structuring

A readable, prioritised and defensible file

  • Chronology rebuilt and key documents identified.
  • Statement of account clarified and consistent with the available evidence.
  • Dispute risks, apparent solvency and debtor warning signs qualified.
  • Trajectory defined: reinforced amicable recovery, pre-litigation or judicial coordination.
This structuring does not guarantee payment. It helps decision-making, avoids ineffective reminders and preserves an actionable position if a pre-litigation or judicial step becomes necessary.
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Entrust us with a B2B unpaid debt case

Submit your claim for an initial confidential review or book a 20-minute strategic appointment.

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Initial feedback is generally provided within 24 to 48 business hours, depending on the complexity of the case and the documents submitted.

Strategic amicable B2B recovery

Structured reminders, formal notice, controlled negotiation and monitoring of commitments. The objective is to seek useful regularisation without unnecessary escalation where the case allows it.

Pre-litigation

Evidentiary scoping, admissibility review, structured formal notice, settlement or judicial assessment, and preparation of a case file ready for action.

Judicial recovery and enforcement

Payment order where relevant, proceedings on the merits where necessary, possible opposition, enforceable title and monitoring of enforcement measures where the case allows it.

Accounts receivable advisory and unpaid invoice prevention

Securing cash flow starts upstream. The firm assists executives, finance departments and administrative teams in auditing, structuring and improving their accounts receivable processes.

  • Operational audit: diagnosis of invoicing, reminders and client follow-up processes.
  • Contractual practices: improvement of payment terms, internal validation circuits and documentary safeguards.
  • Solvency analysis: assessment of professional clients and assistance in prioritising B2B risks.
  • Monitoring indicators: dashboards, internal alerts and steering tools.

Administrative support and internal B2C structuring

LEGATUM & PARTNERS does not carry out direct recovery against private individuals. For companies dealing with private customers, our intervention is limited to advisory support, internal organisation, tools, procedures and structuring of the internal recovery department.

  • Internal structuring: organisation of the internal B2C recovery unit or department.
  • Steering tools: internal procedures, document templates, tracking dashboards and validation circuits.
  • Training: support for teams on administrative receivables follow-up methods.
  • Recruitment: assistance in defining needs and selecting specialised accounts receivable profiles.

How we work

In high-stakes matters, the difference lies in evidence coherence, timing and the ability to reach enforcement.

  1. Strategic audit: documents, chronology, statement of account, payment terms and risk areas.
  2. Amicable trajectory: qualified reminder, calibrated pressure, controlled message and settlement protocol where relevant.
  3. Pre-litigation: structured formal notice, evidentiary consolidation and procedural preparation.
  4. Judicial route: selection of the appropriate route, payment order or proceedings on the merits, anticipation of opposition.
  5. Enforcement: coordination with the necessary stakeholders for useful measures where the case allows it.

What is required to start

  • Invoices, contract, signed quote and payment terms
  • Key exchanges, reminders and existing formal notice if any
  • Updated statement: principal, instalments, penalties if provided for
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Handled situations

We act on high-stakes commercial B2B receivables in France and internationally, where a simple reminder is no longer sufficient.

Disputed B2B case

Blocked receivable with dispute, multiple exchanges and a degraded balance of power. Evidentiary structuring and recovery of initiative.

Multi-party unpaid claim

File involving several stakeholders, dispersed documents and sensitive contractual reading. Coordination and a single recovery trajectory.

International receivable

Debtor outside France, constrained timetable and documentary framework to secure. Strategic steering and adapted handling.

High-risk debtor

Broken payment promises, silence, late dispute or internal redirection. Rapid qualification of warning signs and of the possible recovery trajectory.

Our sector expertise

LEGATUM & PARTNERS acts in sectors where evidence, technical context and commercial relationships require a structured recovery approach.

Industry and chemicals

Technical claims, supplier invoices, specialised services, commercial contracts and sensitive B2B relationships.

Tech, SaaS and services

Subscriptions, integration, consulting, digital services, maintenance, licences and professional services contracts.

Import-export and international

Cross-border claims, foreign debtors, language barriers, documentary coordination and recovery strategy.

France and international

For cross-border cases, we provide a single steering point and coordinate the necessary partners according to the country, the available evidence and the possible trajectory.

Coordination

Scoping, timetable, priorities and evidence checkpoints.

Documents

Documentary structuring and usable preparation.

Trajectory

Amicable or judicial route according to the value of the case, the available documents and the debtor’s behaviour.

B2B recovery France International B2B recovery Unpaid company invoice High-stakes matters Debtor warning signs

FAQ

Do you work across all industries?

Yes. The criterion is not the industry itself, but the stakes of the case: complexity, dispute, evidence, governance, amount or enforcement.

When should a company move from amicable recovery to judicial action?

When the amicable phase no longer produces useful progress, the evidence is structured and procedural leverage becomes necessary.

What is B2B debt recovery?

B2B debt recovery concerns unpaid debts between professionals: commercial invoices, service contracts, supplier agreements, outstanding balances or claims arising from a business relationship.

Do you handle small isolated invoices?

We primarily act on high-stakes B2B matters: significant amount, complexity, dispute, multiple stakeholders or international dimension.

Do you handle international receivables?

Yes, subject to a preliminary review of the documents, the country involved, the nature of the claim, the apparent solvency of the debtor and the required partners.

Do you carry out direct recovery against private individuals?

No. LEGATUM & PARTNERS does not carry out direct recovery against private individuals. For B2C companies, the firm may provide advisory support, internal organisation, procedures, steering tools, training and assistance in structuring the recovery department.

Discuss your case

Confidential. Clear scoping. A trajectory adapted to the elements of the case.

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